In Good Times And In Bad, A Little Wisdom From The Experts Might Make All The Difference!

When it comes to investing, there are a number of basic principles that can potentially assist in making the experience a more successful one.

At The Financial Advice Shop we believe that “wisdom” is potentially a very important factor in successful long term investing and so do the experts.  To learn more, take the time to read the following article:

http://davisadvisors.com/davissma/downloads/WGI.pdf

ABOUT THE FINANCIAL ADVICE SHOP:  We are a leading, independent and experienced provider of strategic financial planning solutions for the over 50’s with a specific focus on strategy and cost effective long term investment solutions.

www.financialadviceshop.com.au

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Disclaimer: The information in this post is of a general nature only and has been provided without taking account of your objectives, financial situation or needs.  No representation is given, warranty made or responsibility taken about the accuracy, timeliness or completeness of the information. Because of this, we recommend you consider, with the assistance of a financial adviser, whether the information is appropriate in light of your particular needs and circumstances.

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With The Banking Royal Commission In Full Swing, Isn’t It Time For You To Get A Second Opinion From Someone You Can Trust?

The issues being current raised in the Royal Commission come as no surprise to many who are in the know but are kept silent in perpetuity through legal documents containing things like confidentiality clauses.  In the end I felt obligated to start my own Financial Advice business and ultimately decided to make the necessary business changes to be able to call myself an independent financial adviser.

 

The problem for most people is that they don’t have a point of reference.  People instinctively want to trust others but sadly this is not a sound strategy as it turns your financial future into a lottery: you might get lucky and find a great financial adviser or you might not.

 

A far sounder strategy is to seek a second or third opinion and from that process work out the questions you really need to ask and have answered.

 

If the Royal Commission hasn’t motivated you to take action and get a second opinion or third opinion then I’m not sure what will.  If you don’t take an interest in your own affairs, rest assured no one else will either.

 

They say that the definition of insanity is doing the same thing over and over and expecting different results.  If this sounds like you then its probably time for you to stop doing what you have always done with your financial affairs and instead explore ways to do things proactively and very differently.

 

At The Financial Advice Shop there is something very important that differentiates us from our so called competitors: we don’t want to be known for being big, we want to be known for being awesome so our clients are never just a number.

 

HOT TIP:  The need for honest and practical financial advice has never been greater, so if you are over 50 and have significant wealth, contact The Financial Advice Shop without delay to see if we can assist with a cost effective Financial Advice Health Check to ensure you better understand all of your future superannuation contribution and investment options.

 

ABOUT THE FINANCIAL ADVICE SHOP:  We are a leading, independent and experienced provider of strategic financial planning solutions for the over 50’s with a specific focus on cost effective investment options.

 

www.financialadviceshop.com.au

 

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Dare To Dream!!!

Like having a personal trainer, accountability and structure can make the difference between a dream, and a dream that becomes reality.

It’s Financial Planning Week and the theme this year is “Dare to Dream”. Did you know that a massive 63% of Australians have made “no plans” or “very loose plans” to practically achieve their dreams! However a professional financial planner can put you on the right track to achieving your goals.

To start your journey to improve your financial situation, click on the link below to visit our website and download the latest research from the Financial Planning Association of Australia to better understand the Financial Advice requirements of everyday Australians.

When you are ready to take action, contact The Financial Advice Shop to see how a Certified Financial Planner® could help you turn your dreams into reality.

www.financialadviceshop.com.au

#daretodream #financialadvicecanberra #financialplanningweek

On Average, Clients Of The Financial Advice Shop Save Thousands Of Dollars In Fees Every Year!

We are often contacted by new clients because their superannuation account fees are too high, service standards from their adviser are very poor or they simply want to deal with someone they can trust.

One of the biggest areas of discussion at the moment are commissions and fees. Our recommendations will eradicate commissions and remove you from investments with excessive fees.

In a recent review of our clients we studied the average fee savings our clients are currently receiving. The results surprised even us and we can share the results with you when we meet.

When it comes to supporting you on your retirement journey, we are determined to make a real and positive difference to your future financial security. And the fact that new clients are often referred by an existing happy client makes it even better and that is exactly how we like it.

What should you do next? It’s really simple: make contact with us to see how we can help you.

www.financialadviceshop.com.au

#financialadvicecanberra #financialadvisercanberra #financialplannercanberra #financialadvicedickson #financialadviserdickson #financialplannerdickson

Imagine Financial Planning Advice That Saved A Couple In Excess Of $20,000 p.a. In Fees & Commissions For The Rest Of Their Lives!!

If you are quietly thinking to yourself that $20,000 p.a. in fee savings is a lot of money, you are right.

When it comes to investing, there are typically three sets of ongoing fees: a platform or administration fee, an investment manager fee and an adviser fee or commission. If you are able to reduce some or all of these fees there are potentially huge fee savings available.

Imagine a scenario where a retiree couple had $1,500,000 invested and their total investment fees were $32,970 p.a.. After receiving Financial Planning Advice from The Financial Advice Shop, the couple’s total investment costs were reduced to just $12,790 p.a.. This is not an isolated case and we have other stories just like this!

We all know superannuation and investment fees are far too high, particularly if you are a client of a bank or another large institution. Unfortunately, it is not always easy for investors to work out if you are getting a good deal.

If you have been invested in the same investment product for a long time it is quite likely there are now significantly cheaper investment options available to you. For a range of issues, including conflicts of interest, it is unfortunate that when a cheaper investment option becomes available, no one immediately brings it to your attention.

If you are serious about reviewing your superannuation/pension fees, we are serious about assisting you. The great thing about strategic financial planning advice and fee savings is that they could give you a much greater chance of having more money to spend in retirement.

What should you do next? It’s simple: make contact with us to see how we can help you.

www.financialadviceshop.com.au

#financialadvicecanberra #financialplannercanberra #financialadvisercanberra #financialadvisorcanberra #financialplanningcanberra

#financialadvicecanberra #financialplannercanberra #financialadvisercanberra #financialadvisorcanberra #financialplanningcanberra

Your Annual Superannuation Statement Is In The Mail, So Now Is A Great Time To Investigate Fee Savings!!

We all know superannuation fees are far too high, particularly if you are a client of a bank or other large institution. Unfortunately, it is not always easy for investors to work out if they are getting a good deal.

You may have recently received your annual superannuation account statement in the mail or it will be arriving shortly. When it arrives, take a few moments to analyse it and then take some action to improve your financial future.

Your annual superannuation account statement will give you a starting balance, a closing balance, and also show your contributions, withdrawals and investment returns. The statement will also mention fees and a very important line item of “indirect fees” that need to be taken into account when determining your total portfolio costs.

At The Financial Advice Shop we recognise fees are a very important issue that is sometimes hard to understand. For many Australians, high fees erode their long term financial security. Where there are very high fees, there might even be commissions involved.

At The Financial Advice Shop we are committed to pushing down the cost of investing and receiving sound financial advice, and determined to give people a fair go. Therefore, for a limited time, if you send us a complete copy of your current annual superannuation/pension statement for an account with a balance above $300,000, we will analyse it and provide a free fee comparison with our standard offerings.

If you are serious about reviewing your superannuation/pension fees, we are serious about assisting you. The great thing about strategic financial advice and fee savings is that they could give you a greater chance of having more money to spend in retirement.

Carefully consider this: If we were able to reduce your superannuation investment costs and at the same time provide reliable financial advice and service, you should contact us!

www.financialadviceshop.com.au

#financialadvicecanberra #financialplannercanberra #financialadvisercanberra #financialadvisorcanberra #financialplanningcanberra

#financialadvicecanberra #financialplannercanberra #financialadvisercanberra #financialadvisorcanberra #financialplanningcanberra

Financial Advice, Mortgage Advice, Or Insurance Advice From A Business That Also Has A Financial Interest In The Recommended Product Won’t Guarantee You The Best Deal?

We know from experience that it might be very convenient to receive a number of services from one organisation and to also use their products, but the reality is you may do much better by shopping around.

The great thing about strategic financial advice and fee savings is that you could have a greater chance of having more money to spend in retirement.

Many people procrastinate when making important financial decisions or make poor financial decisions on their own in situations where an experienced financial adviser could make a real difference. Don’t let this happen to you.

Hot Tip: Always shop around and test the market from time to time with a few service and product providers to make sure you are genuinely getting a great deal.

A conversation with someone like The Financial Advice Shop could save you tens of thousands of dollars in fees over your lifetime, and also give you a strategic framework for making future financial decisions with an experienced financial adviser!

www.financialadviceshop.com.au

#financialplannercanberra #financialadvisercanberra #financialadvicecanberra #financialplannercentralcoast #financialadvisercentralcoast #financialadvicecentralcoast