Are You Still Being Ripped Off With High Superannuation And Investment Fees?

There has never been a better time to review your superannuation investments and consider options to reduce costs. If you do not take action, you can be 100% sure that no one else will!!

In recent years investment costs have been slowly falling but unfortunately those costs are often not passed on to everyone. There are a variety of reasons why many investors are not benefiting from lower superannuation and investment costs, some of which relate to conflicted financial adviser remuneration.

None of the superannuation or investment recommendations from The Financial Advice Shop have hidden fees or commissions so you can be confident they represent excellent value for money. It is a fact that we regularly save many new clients thousands of dollars in ongoing fees every year.

HOT TIP: The need for honest and practical financial advice has never been greater, so contact The Financial Advice Shop without delay to arrange a cost effective Financial Advice Health Check to ensure you understand all of your fees and future superannuation investment options.

www.financialadviceshop.com.au

#superannuationfees #superannuation #financialadvicecanberra #superannuationcosts #financialplannercanberra #financialplanningcanberra #retirementplanningcanberra

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The Government Backflip’s On Their Original Superannuation Changes To Gain Support!

The Government has announced a few changes to their 2016 superannuation Budget proposals.  Some key points are now as follows noting they are still subject to Legislation:

  • The $500K lifetime Non Concessional Contributions (NCC) Cap has been dropped.
  • The Government has instead announced a reduction of the current annual NCC Cap from $180K to $100K from 1 July 2017. The 3-year bring forward provisions will remain as per the current provisions based on the lower cap. No NCC contributions will be allowed once the proposed $1.6Million transfer cap has been reached.
  • The reduction to a $25K NCC cap will remain in place and commence from 1 July 2017.
  • The concessional contribution catch up provisions have been delayed and will now not commence until the 2019/2020 financial year.
  • The government has changed their mind on the removal of the work test for those aged over 65.

Further details on the latest revised superannuation proposals are available via the following link:

http://www.treasury.gov.au/Policy-Topics/SuperannuationAndRetirement/Superannuation-Reforms

A Financial Advice Health Check from The Financial Advice Shop will help you understand what it might all mean for you.

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