When you visit a bank to discuss your borrowing arrangements you will almost certainly be exposed to a marketing opportunity about your super, insurance and seeing a bank financial planner. It is a discussion you should think very carefully about.
Certainly have a listen to what they have to say, but then do your own research and seek a second opinion before making any final decisions from a financial planner who does not accept commissions. Insurance premiums, for example are up to 30% cheaper if commissions are fully rebated.
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